How Is Climate Change Reshaping Home Insurance Requirements in High-Risk Zones?

Table of Contents Introduction: The New Normal for Homeowners 1: Rising Premiums – The Price of Living on the Edge The Numbers Don’t Lie: Premium Increases Across the Board Region Average Premium Increase (2020-2024) Coastal Florida 78% California Wildfire Zones 62% Gulf Coast 55% Colorado Wildland-Urban Interface 41% Flood-Prone Northeast 32% Risk Assessment: How Insurers …